While home insurance helps lower the costs of restoring properties, most home insurance adjusters make the process stressful for homeowners. They often make an offer that’s only favorable to the home insurance company.
Adjusters will do all they can to lower the amount of compensation home insurance companies give to policyholders. On the other hand, as a policyholder, you’ll want to get an amount higher than what your home insurance adjuster offers to you.
Hometown Contractors Roofing, a top roofing construction company, shows you some things you can do to increase your chances for a fair payout:
Know Your Policy
Before your adjuster arrives, review your policy and coverage. Take note of your responsibilities as well. Knowing your policy will help you navigate your negotiations with your adjuster.
Know the Extent of Damage Your Home Has Incurred
Knowing the real extent of damage your home incurred as well as the costs of restoring your home will really help. Experts like home roofing contractors can help you properly assess damage and make precise restoration estimates.
Show Some Evidence
Photos and videos showing the actual condition of your home before the storm will help determine actual restoration costs. If your coverage includes it, you can also ask to be reimbursed for relocation expenses. Just keep your hotel and meal receipts for when you need to show it.
Keep in mind that your insurance must compensate you for the damage they agreed to cover. Don’t just accept your adjuster’s initial offers. Talk to an attorney who can help you insist on being given what you actually deserve.
Getting your adjuster to give you the fair compensation needed to restore your storm-damaged home doesn’t have to be stressful. With enough preparation, expert legal advice and a firm resolve to get the compensation you deserve, you just might be able to get a better amount than you initially thought.
If you’re looking for the best roofer to restore your storm-damaged roof or even for new residential roof installation, look no further than Hometown Contractors Roofing. Call us at (512) 686-001, or fill out our online request form for a free, no-obligation consultation. We serve Georgetown, TX.