Home Insurance Claim Assistance for Homes & Businesses
Since Hometown Contractors Roofing opened its doors in 2008, we’ve specialized in residential and commercial building roofing services. However, our experienced team also assists property owners with insurance claims when needed.
If you own a home or commercial building in Texas, you know your property is very susceptible to storms and weather-related damage. When it comes time to fix or replace your roof, be sure to work with a contractor that’s well-versed in handling insurance claims, like Hometown Contractors Roofing.
Understanding Insurance Deductibles
When you buy homeowners insurance, part of the agreement is that you will pay a deductible before you receive any money for home repairs. As an example, if it will cost you $10,000 to fix your roof after a storm and your deductible is $2,000, you’d pay $2,000 out-of-pocket and your insurance company would cover the remaining $8,000.
If a roofing contractor offers to cover your insurance deductible, beware. Although it may seem you’re getting a “free roof,” this arrangement is in reality a felony — not just on the contractor’s end, but yours too. It means the roofer is inflating the price of your roof and lying to your insurance and mortgage companies to account for the discrepancy. You also put your home at risk because contractors who are willing falsify an insurance claim are also likely to cut corners on your project, meaning the roofing work will most likely be low-quality and done with cheap materials.
When you work with Hometown Contractors Roofing, you will have peace of mind that you are working with an ethical company to repair your roof and help with your insurance claim. Our high standards for above-board work are part of the reason we’ve been a successful roofing contractor for a decade.
Contact Hometown Contractors Roofing About Homeowners Insurance
Hometown Contractors Roofing is ready to help you with roof replacement and repair services. When you work with us, you can rest assured that we’re not only roofing experts, but we can handle the insurance part of the business too. Get in touch with us today for a free consultation: call (512) 635-4206 or submit an online request form.